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Medicare's IRMAA impacts every retirement plan a Financial Professional creates.
Learning how to mitigate it is only available via IRMAA Certified Planners designation

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While everyone else is having the same conversations, you can now offer solutions to more people, solve real problems..and growth your practice.

Medicare’s Income Related Adjustment Amount (IRMAA), is a surcharge that is assed to your clients Social Security Benefit. This is based on the amount of income your client(s) make in retirement. Mitigation, appeals and learning about proper planning to insulate retirement plans are core to planning for IRMAA. Our certification educates you in the most overlooked piece of financial planning and includes:

  • 18 modules teaching you everything you need to know about Medicares’ IRMAA and it’s impact on Social Security
  • Learn sound investment decisions that show which assets help mitigate IRMAA
  • Use our course as a platform to enhance your career as financial professional
  • Learn at your own speed – you have up to 12 months to complete the course

...join thousands of professionals that are leaving the rest behind.

We don't like to brag, but we're changing the game

“The IRMAA Solutions certification program was not only an eye opener but a game changer. The unknown things in life are what cause the most pain, IRMAA is one of those hidden pains. The TRUE cost of the IRMAA surcharge plus medical expenses are unknown by most advisors and dismissed by others is concerning.”

Mark ClarkPrestige Planning - Managing Partner CFP CKA

“The Certified IRMAA program will separate you from other advisors by giving you the practice management knowledge of Medicare and its costs to my clientele. The topic of IRMAA has opened my eyes on how the majority of Pre Retirees/Retirees in America know very little to nothing about the risk. Would highly recommend every advisor take this course.”

John McEachranLifeMark Securities - Registered Representative

“What an AMAZING IRMAA education. I have been a life insurance agent since I was 28 years old, and have always worked with safe money concepts. The IRMAA Certified Professional Course has now opened a World of clients to me. If you are looking for a way to stand out from the crowd, then this course is a must! It is the best money I have ever spent in my business career!!!”

Ira KlebanCertified Planner

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What Would You Do...

...if a client of yours handed you this letter to them from Social Security Administration

Becoming an IRMAA Certified Planner helps you navigate items like the one above and more.

Whats in the course?

the 18 modules of the guide of IRMAA cover the following key topics

What is IRMAA?

How is IRMAA Determined?

Calculating the IRMAA Surcharge

Filing an Appeal of IRMAA

Medicare Costs and Projections

Retirement Impact of Medicare and IRMAA

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Find a full course outline here

Who are the Authors

Dan McGrathDan Mcgrath
Dan McGrath is one of the nation’s leading authorities on how the costs associated to health care are impacting investors’ retirement and Social Security benefits. He is the best-selling retirement planning author of “What you don’t know about retirement will hurt you,” as well as authoring on an annual basis, “A Guide to Understanding Medicare.” Currently he is one of the Co-Founders of IRMAA Certified Planner whose main responsibility is creating and designing the content of its IRMAA certification.

Paul Morrison

Paul is an industry veteran and Co-Founder of IRMAA Certified Planner and A longtime advocate and expert on the retirement risk of IRMAA. Paul saw the immediate need for advisors to become educated on how IRMAA would impact their clients in retirement by co-creating the IRMAA CP Designation.

Mark Annese

Mark Has been working with the Medicare and IRMAA space for the past 8 years. He is the architect of the leading Social Security and Medicare IRMAA software. He is also the Co-Founder of IRMAA Certified Planner and Healthcare Retirement Planner.

How it works

IRMAA Education

Internet accessible,  self paced study that covers all the parts and pieces of Medicare, Social Security and IRMAA

Testing

Once self study has been completed, accessing the online final exam.

On Going support and learning

Access to Advanced learning webinars with other industry professionals

If You Need More Reassurance...

“Having taken Certification courses and Designations through the College for Financial Planning, The American College, LOMA and a handful of others, I have yet to have found a curriculum with more practically useful information than the IRMAA Certified Planner course has offered me.”

Edward PetersmarckM & O Marketing - Vice President of Practice Development WMS, NSSA, ALMI

“The IRMAA Course was an eye opener for my practice. This is not your typical certification for the record. By learning about IRMAA, I've been able to share the risk of IRMAA with several Estate Planning Attorney partners of mine. IRMAA is a serious topic that is not being discussed in America.”

Michael FoxLifemark Securitites - Registered Representative

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What You Can Expect

Along with gaining new knowledge you will also get the following:

Financial Industries ONLY Certification

Set yourself apart with a one-of-kind Information

Complete your studies at your own pace

8 CE Credits for Participating States

Be fully supported on your Learning

Inclusion in the IRMAACP Online Directory

The Course is Probably Not for You If...

  • You are ok with talking to your clients about the same old information
  • You know exactly how Medicares IRMAA will impact each and every client you have
  • You know how to calculate IRMAA surcharges.
  • You already know what an IRMAA Appeal is and how to execute it.
  • You already know which assets are harmful and increase Medicare IRMAA charges and which ones do not

Limited Time Certification and
8 CE Credit Bundle

Order now using the link below and get both 8 CE credits (for those in North Carolina, Florida, Illinois, Tennessee and Wisconsin, along with the IRMAACP (IRMAA Certified Planner) Designation for:

$695

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FAQ

Why Should I Get Certified

Our program is designed to provide the highest level of education so you, as a Financial Advisor would understand the risks of IRMAA in every scenario for your clients, as well as ways to prevent and even solutions to appeal if the client is already affected.

With the certification program, you will get:

  • Virtual Education
  • Certificate of Completion
  • IRMAA Certified Planner Certificate & Label Pin

I would like to know more about the program. Where do I go?

To learn more about the course, you can go to the course certification page or you can use the contact form below.

Will I be listed on the IRMAACP Website?

Once you have completed the course and successfully passed the exam, you will be listed on the IRMAACP online directory. You can view the directory here: Online Directory

How long is the course?

Total course time is 8 hours over 18 modules. It is self directed so you are able to break up the time as you see fit.

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